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7 Sources of Tax-Free Retirement Income


Megan Fourhman

You’ve worked diligently and paid your taxes along the way. When retirement finally arrives, you deserve to collect at least some tax-free retirement income without Uncle Sam coming back for more.



With a bit of strategic planning, it’s possible to enjoy much or even most of your retirement income tax-free. The following seven sources are yours to take to the bank.


1. Roth IRA Distributions

A Roth IRA isn’t entirely tax-free, but it’s tax-free when it matters most: during your retirement. You must pay taxes on Roth IRA contributions for the tax year in which you earned the money, rather than the year in which you make the withdrawal.

The money that you invest in your Roth IRA grows tax-free until you’re ready to take a distribution. As long as you follow the IRS requirements for a “q